Conventional Loans
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Conventional Loans
What Are Conventional Loans?
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Traditional Financing with Competitive Rates
The most popular mortgage option offering competitive rates, flexible terms, and no government backing required. Ideal for borrowers with good credit and stable income.
Conventional loans are mortgages not insured or guaranteed by a government agency. They are offered by private lenders and typically follow guidelines set by Fannie Mae and Freddie Mac, making them the most common type of home loan.
See if you qualify with no impact to your credit score.
Understanding loan limits helps determine which conventional loan type fits your purchase.
Explore your conventional loan options and find the perfect financing solution for your home.
Making homeownership feel welcoming and achievable for everyone.
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Legal Disclaimer: The information contained on this website is for informational purposes only and is not intended to constitute financial, legal, or mortgage advice. Mortgage loan programs, interest rates, terms, and conditions are subject to change without notice and may vary based on creditworthiness, loan-to-value, occupancy, property type, and other qualifying factors. This is not a commitment to lend. All loans are subject to credit approval, underwriting guidelines, and property appraisal. Not all applicants will qualify. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, receipt of public assistance, or because an applicant has exercised any right under the Consumer Credit Protection Act.
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- Legal Disclaimer: The information contained on this website is for informational purposes only and is not intended to constitute financial, legal, or mortgage advice. Mortgage loan programs, interest rates, terms, and conditions are subject to change without notice and may vary based on creditworthiness, loan-to-value, occupancy, property type, and other qualifying factors. This is not a commitment to lend. All loans are subject to credit approval, underwriting guidelines, and property appraisal. Not all applicants will qualify. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, receipt of public assistance, or because an applicant has exercised any right under the Consumer Credit Protection Act. © · 701 Palomar Airport Road Suite 300, Carlsbad, CA 92011 {branding.privacyPolicyUrl && Privacy Policy
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